KYC Documents List PDF for Biometric KYC and OTP based e-KYC

Check out KYC Documents List for KYC process of Individual, NRI, Trust, Society, Political Party, Private and Government Company, Also Check e-KYC OTP based eKYC Documents List and Process

KYC Documents List :- KYC stand for Know your Customer, KYC is required to verify a customer's identity as claimed by him/her and to identify the risk factor and check whether the customer can meet the institution's requirements to use their services. It also help in preventing money laundering fraud, financial fraud, identity theft and other financial crimes. KYC Documents required for opening the current account or Corporate, Partnership accounts and OTP based e-KYC is required for online wallet of Paytm, PhonePe wallet, Airtel Pay wallet, JIO Pay wallet, mobikwik wallet etc.

KYC Documents List

Biometric KYC Documents List for Individuals, NRI, Trust, Society, Political Party, Private and Government Company is given below in table.

Individuals1. Passport
2. Driving license with photo
3. Aadhaar Number and Aadhar Card
4. Voter’s Identity Card issued by Election Commission of India,
5. Job card issued by NREGA attested by a Gazetted Officer of the State Government.
6. Letter issued by the National Population Register containing details of Name and Address.
Foreign Nationals Residing in India1. Passport
2. Visa / PIO Card
3. Address Proof
a) Address proof of relative/friend if staying with them
b) Hotel Booking Receipt
c) Rent Agreement
d) Stay Visa
e) Other Document
Trust 1. Entity proof and Address proof Documents of the Entity.
2. Trust Deed & Registration Certificate of Trust signed by at least 2 managing authorized trustees
3. PAN card in the name of the Trust.
Society 1. Entity proof and Address Documents of the Entity.
2. Registration certificate of the society signed by the Secretary or Chairperson or President or Member of the Managing Committee of society.
3. PAN card in the name of the Society
Private Limited Company1. Entity proof and Address proof of the Entity
2. Incorporation Certificate and Board Resolution
3. PAN Card in the name of the company
Public Limited Company1. Entity proof and Address proof of the Entity.
2. Incorporation Certificate and Board Resolution
3. PAN Card in the name of the company
Political Party
1. PAN of the Political Party
2. Duly signed resolution of the working committee or managing body as per bye- laws indicating details of the party president/ authorized signatory, tenure etc.
3. Power of Attorney granted to transact on its behalf;
4. Duly authenticated copy of Constitution/ Bye laws of the Party
5. Duly authenticated copy of Registration of Party with election commission
6. Authority letter, on party letter head, from Party president or Authorized signatory as per Bye-laws for opening of account mentioning address of the State.
7. PAN or Form 60 of the Office bearers or Signatories and persons holding Power of Attorney, if any with his/her photograph in respect of the person holding an Attorney to transact on its behalf.
KYC Documents List

KYC Documents List for Individuals

  • Aadhaar Card
  • PAN Card, Permanent Account Number (PAN) or Form 60 (as applicable ) is mandatory
  • Passport
  • Voter's Identity Card
  • Driving Licence
  • NREGA Card
  • Letter issued by National Population Register containing details of name, address
  • UID (Aadhaar), provided authenticated using e-KYC mode (Biometric or OTP based) or Offline verification Offline verification of Aadhaar number would include Aadhaar Letter/Card, Downloaded Aadhaar (e-Aadhaar), Aadhaar secure QR code and Aadhaar paperless offline e-KYC.

KYC Documents List for NRI

  • Valid Passport and Residence Visa Copies, duly attested by
    • Foreign offices
    • Notary Public
    • Indian Embassy
  • Copy of documentary proof to establish the Non Resident Indian status of the customer eg – Visa
  • Continuous Discharge Certificate (CDC) or Valid Contract Copy
  • Valid address proof for communication address
  • Bank statement not more than 3 months old from a Scheduled or Overseas Bank or Lease agreement in the customer’s name in support of the current address.
  • Documents issued by Government departments of foreign jurisdictions
  • Any other supporting document like employment letter, contract letter, admission letter of the Foreign University etc.

KYC Documents List for Foreigner Students KYC

  • Copy of Passport and copy of Visa.
  • An Identity Card issued by college / institution.
  • An admission letter for the course mentioning duration of course for which he/she is admitted by the Institute / College.
  • An allotment letter on letter head of the institution/ college for allotment of hostel accommodation duly singed by the authorized signatory, mentioning detailed address and location of hostel, room no. etc. and date of allotment of hostel accommodation etc. or a valid address proof giving local address in form of rent agreement within 30 days of opening of the account.

KYC Documents List for OTP based e-KYC

For e-KYC no core biometrics (finger Prints or iris) is required for verification. In eKYC data is validated through OTP or face authentication and Aadhar number is verified with OTP from UIDAI . KYC documents list and details needed for eKYC is given below

  • Resident Name
  • Permanent Account Number (PAN) or Form 60
  • Address details
  • Photo
  • Date of Birth
  • Mobile Number
  • Email ID

Also Check Home Loan Documents List | KYC Documents List 2022

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